Dallas Fort Worth Roofing Company

General Liability Insurance For 

DFW Best Roofing

Over 95% of roofers have no insurance in the Dallas / Fort Worth area.  Everyone hopes and assumes nothing will go wrong in our property or home.  When something goes wrong, the homeowner or the business curses themselves for not hiring a company with insurance.  

Furthermore,  those who do cover themselves with insurance do not cover the workers.  In fact, from a practical perspective this is the most important part of the insurance. After all they will be doing all the work.   A roofing company in order to be safe must cover its workers with either insurance for its roofers.  DFW Best Roofing insurers not only the company but its workers.  

TO GET A COPY OF OUR GENERAL LIABILITY INSURANCE PLEASE EMAIL US AT INFO@DFWBESTROOFING.COM

General Liability Insurance For a Roofing Contractor usually covers Five basic categories of business liability:

Bodily Injury

Physical harm to a person at your place of business, or an injury caused by your employee at a client's site.

Completed Operations/Products Liability

Losses after your business has completed work for a customer (such as repairing appliances or installing wiring), or from distributing products.

Personal Injury

Damage to the reputation or rights of a person or business due to slander, libel, copyright infringement, invasion or privacy, false arrest, wrongful eviction, etc.

Advertising Injury

Losses caused by your advertising (spoken or written); for example, an ad that trashes a competitor.

Medical Payments

Pays the medical expenses of a person injured on your premises (a customer, client, visitor, or even a trespasser) up to a stated amount, regardless of fault — as a goodwill gesture to prevent lawsuits.

Independent Contractors Liability

Damage from the acts of an independent contractor hired by your business.

For   Roofing Contractors   the above insurance coverages are usually sufficient.

For   GENERAL CONTRACTORS , the one coverage typically   NOT INCLUDED , but perhaps the   MOST IMPORTANT is the following. 

Injuries to Sub Contractors Liability Coverage

ANYTIME A ROOFING COMPANY HAS SOMEONE OUTSIDE ITS PAYROLL, LETS SAY HANDYMAN, OR SOMEONE FOR A REPAIR DO SOMETHING AND THEY DO NOT HAVE HAVE A SUB CONTRACTORS INSURANCE, IT MAY LEAD TO ISSUES IF ANYTHING WERE TO HAPPEN.

Damages Covered  General Liability Insurance Policy will pay three types of damages:

Compensatory Damages

Financial losses of the claimant, plus additional monetary losses resulting from the claim.

General Damages

For intangible losses ("pain and suffering.” “mental anguish,” etc.)

Punitive Damages

Penalties against your business for committing a wrongful act.